Second Mortgages

Mortgage Types

A mortgage is a type of loan used to purchase property. The lender (mortgagee) advances money and receives certain rights, including the authority to sell the property the borrower (mortgagor) does not make payment according to the contract.

There are many mortgage types:

  • Capital and Interest Mortgage
  • Capped Rate Mortgages
  • Collared
  • Cashback Mortgages
  • Combination Rates
  • Current Account Mortgages
  • Deferred Interest Mortgage
  • Discounted Mortgages
  • Endowment Mortgages Fixed Rate
  • Flexible Mortgages
  • Interest Only Mortgages
  • LIBOR Tracker Mortgages
  • Pension Linked Mortgages
  • Repayment Mortgages
  • Stepped Rate
  • Variable Rate

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